<p>-
- Think the US Is Bad? People in These 9 Countries Have Way More Debt</p>
<p>Nicole SpectorJuly 20, 2025 at 1:43 AM</p>
<p>Oleksii Liskonih / iStock.com</p>
<p>In the U.S. it's more common than not to carry a boatload of debt. As of the third quarter of 2024, Americans owed $17.57 trillion in total debt — up 2.4% year over year, according to Experian data. Even spread over hundreds of millions of people, it's a lot of debt: $58,215.12 for the average household, according to a new study by QuickLoan Pte Ltd.</p>
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<p>But the U.S. isn't the only country with a serious debt issue among its citizens. The study analyzed household debt data across multiple countries to find which nations live most on credit and where debt-to-income ratios pose the greatest financial risks. The U.S. came in 10th, based on loan-to-income ratio, as it has a loan-to-income ratio of 112.21%. Below are the nine countries where the burden of household debt is even greater.</p>
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<p>9. Netherlands -</p>
<p>Average household debt: $53,430.77</p>
<p>Average yearly net salary: $45,433.20</p>
<p>Loan-to-income ratio: 117.60%</p>
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<p>8. New Zealand -</p>
<p>Average household debt: $43,987.51</p>
<p>Average yearly net salary: $36,810.84</p>
<p>Loan-to-income ratio: 119.50%</p>
<p>7. Luxembourg -</p>
<p>Average household debt: $87,235.44</p>
<p>Average yearly net salary: $72,789.24</p>
<p>Loan-to-income ratio: 119.85%</p>
<p>6. Sweden -</p>
<p>Average household debt: $45,796.27</p>
<p>Average yearly net salary: $37,528.32</p>
<p>Loan-to-income ratio:122.03%</p>
<p>5. Denmark -</p>
<p>Average household debt: $59,926.00</p>
<p>Average yearly net salary: $47,495.64</p>
<p>Loan-to-income ratio: 126.17%</p>
<p>4. Switzerland -</p>
<p>Average household debt: $124,785.99</p>
<p>Average yearly net salary: $86,807.04</p>
<p>Loan-to-income ratio: 143.75%</p>
<p>3. Canada -</p>
<p>Average household debt: $54,572.63</p>
<p>Average yearly net salary: $34,609.56</p>
<p>Loan-to-income ratio: 157.68%</p>
<p>2. Australia -</p>
<p>Average household debt: $70,348.47</p>
<p>Average yearly net salary: $43,060.44</p>
<p>Loan-to-income ratio: 163.37%</p>
<p>1. Norway -</p>
<p>Average household debt: $74,629.74</p>
<p>Average yearly net salary: $43,955.28</p>
<p>Loan-to-income ratio: 169.79%</p>
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<p>This article originally appeared on GOBankingRates.com: Think the US Is Bad? People in These 9 Countries Have Way More Debt</p>
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Source: "AOL AOL Money"
Source: AsherMag
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